Hurricane Preparedness Starts at Home
From the Experts at Paradise Point Insurance
Living along the coast offers beautiful scenery, warm breezes, and a lifestyle that’s hard to beat—but it also comes with the responsibility of preparing for hurricane season. Every year, the Atlantic basin sees an average of 10 tropical storms. Of those, about six strengthen into hurricanes, with two becoming major hurricanes (Category 3 or above). In an average three-year span, five hurricanes make landfall in the U.S., causing billions in damage and claiming dozens of lives.
At Paradise Point Insurance, we understand that preparation is your strongest line of defense. Protecting your home isn’t just about bricks and shingles—it’s about securing your family, preserving your memories, and maintaining peace of mind. Whether you’re a lifelong coastal resident or new to the area, use this guide to get ready before the next storm arrives.
Step 1: Understand Your Risk
Not all coastal areas face the same dangers. Some are more vulnerable to storm surge, while others are prone to flooding or high winds. Here’s how to assess your situation:
Check if you’re in a designated flood or evacuation zone.
Reach out to us and we will be more than happy to look up your zoning.
Review your insurance coverage, including homeowners, windstorm, and flood policies. Standard homeowners insurance does not cover flood damage—make sure you’re protected.
Need help understanding your policy? Call Paradise Point Insurance at 910-444-2980 for a free coverage review.
Step 2: Secure Your Property
Preparation now can minimize damage later. Here’s what you can do:
Inspect your roof, windows, and doors. Repair any weak points.
Install storm shutters or have plywood ready to cover windows.
Trim trees and shrubs, removing dead limbs that could become projectiles.
Anchor outdoor furniture and décor, or bring them indoors when a storm approaches.
Test your generator, if you have one, and stock up on fuel.
Step 3: Build Your Emergency Kit
Your emergency supply kit should include essentials to get through at least 72 hours without power or outside help:
Non-perishable food and water (1 gallon per person per day)
Flashlights, batteries, and a NOAA weather radio
Prescription medications and first aid supplies
Important documents in a waterproof container
Power banks and chargers
Cash (in case ATMs or card readers are down)
Hygiene items and basic tools
Step 4: Don’t Forget Your Pets
Pets are part of the family and should be included in your hurricane preparedness plans. Here’s how to make sure they’re safe:
Pet emergency kit: Include food, bottled water, medications, leashes, bowls, litter, waste bags, and comfort items like a toy or blanket.
Identification: Make sure your pet is wearing a collar with up-to-date ID tags. Microchipping is highly recommended.
Evacuation plan: Research pet-friendly shelters or hotels along your evacuation route. Not all shelters accept animals.
Secure transport: Have a sturdy carrier or crate ready, labeled with your pet’s name and your contact information.
Vaccination records: Keep copies of vet records and current vaccination certificates in your emergency file.
Need a printable checklist for pet prep? Call 910-444-2980 and we’ll send you one.
Step 5: Have an Evacuation Plan
Don’t wait until a storm is on your doorstep. Create an evacuation plan in advance:
Identify multiple routes out of your area.
Know where the nearest emergency shelters are.
Keep your gas tank at least half full during hurricane season.
Share your plan with family or friends, especially those outside the affected area.
Step 6: Stay Informed
Stay alert during hurricane season by:
Signing up for local emergency alerts.
Following official sources like the National Hurricane Center.
Keeping a battery-powered radio in case of power outages.
Your Insurance Partner in Storm Season
At Paradise Point Insurance, we’re more than a policy provider—we’re your partner in protection. From helping you prepare before a storm to guiding you through the claims process afterward, our team is here every step of the way.
Have questions about your coverage or need help preparing?
Call 910-444-2980 today or visit ParadisePointInsurance.com to speak with one of our coastal insurance experts.
Stay safe. Stay ready. We’re here when you need us most.
— The Paradise Point Insurance Team
